*{margin:0;padding:0;box-sizing:border-box}
html{scroll-behavior:smooth}
body{font-family:'Inter',system-ui,-apple-system,'Segoe UI',Roboto,sans-serif;font-feature-settings:'cv01','ss03';background:#08090a;color:#f7f8f8;font-size:16px;line-height:1.5;-webkit-font-smoothing:antialiased}
a{color:inherit;text-decoration:none}
ul{list-style:none}
img{display:block}
.wrap{max-width:1200px;margin:0 auto;padding:0 24px}
.topbar{background:#151a20;color:#f7f5f1;font-size:13px;font-weight:510;letter-spacing:-.13px}
.topbar .wrap{display:flex;justify-content:space-between;align-items:center;height:36px;gap:16px}
.topbar a{opacity:.85}
.topbar a:hover{opacity:1;text-decoration:underline}
header.site{position:sticky;top:0;z-index:50;background:rgba(15,16,17,.86);backdrop-filter:blur(12px);border-bottom:1px solid rgba(255,255,255,.05)}
.nav{display:flex;align-items:center;justify-content:space-between;height:64px;gap:16px}
.brand{display:flex;align-items:center;gap:10px;font-weight:590;font-size:15px;letter-spacing:-.165px;white-space:nowrap}
.brand span em{font-style:normal;color:#8a8f98;font-weight:400}
.nav-links{display:flex;gap:2px}
.nav-links a{display:block;font-size:13px;font-weight:510;color:#d0d6e0;padding:6px 10px;border-radius:6px;letter-spacing:-.13px}
.nav-links a:hover{color:#f7f8f8;background:rgba(255,255,255,.05)}
.nav-links a[aria-current="page"]{color:#f7f8f8}
.nav-cta{display:flex;gap:8px;align-items:center}
.btn{display:inline-flex;align-items:center;gap:8px;font-size:14px;font-weight:510;border-radius:6px;padding:8px 16px;border:1px solid transparent;transition:background .15s,border-color .15s,color .15s}
.btn-primary{background:#5e6ad2;color:#fff}
.btn-primary:hover{background:#828fff}
.btn-ghost{background:rgba(255,255,255,.02);border-color:rgba(255,255,255,.08);color:#e2e4e7}
.btn-ghost:hover{background:rgba(255,255,255,.05)}
.btn-sm{padding:6px 12px;font-size:13px}
.eyebrow{font-family:'JetBrains Mono',ui-monospace,Menlo,monospace;font-size:12px;letter-spacing:.08em;text-transform:uppercase;color:#62666d;display:block;margin-bottom:16px}
h1{font-size:clamp(40px,7vw,72px);font-weight:510;line-height:1.05;letter-spacing:-.022em}
h2{font-size:clamp(30px,4.4vw,48px);font-weight:510;line-height:1.08;letter-spacing:-.022em}
h3{font-size:20px;font-weight:590;letter-spacing:-.24px;line-height:1.33}
.sub{font-size:18px;font-weight:400;line-height:1.6;letter-spacing:-.165px;color:#8a8f98}
.hero{padding:96px 0 80px;text-align:center;position:relative;overflow:hidden}
.hero:before{content:"";position:absolute;left:50%;top:-260px;transform:translateX(-50%);width:900px;height:520px;background:radial-gradient(closest-side,rgba(94,106,210,.16),transparent);pointer-events:none}
.hero .wrap{position:relative}
.hero h1{max-width:820px;margin:24px auto 20px}
.hero .sub{max-width:620px;margin:0 auto 32px}
.hero-actions{display:flex;justify-content:center;gap:12px;flex-wrap:wrap}
.hero-figure{max-width:920px;margin:56px auto 0;border:1px solid rgba(255,255,255,.08);border-radius:12px;padding:10px;background:rgba(255,255,255,.02)}
.hero-meta{margin-top:16px;font-size:13px;color:#62666d;letter-spacing:-.13px}
section{padding:88px 0}
.sec-head{max-width:640px;margin-bottom:48px}
.sec-head p{margin-top:16px}
.sec-center{text-align:center;margin:0 auto 48px}
.grid3{display:grid;grid-template-columns:repeat(3,1fr);gap:16px}
.card{background:rgba(255,255,255,.02);border:1px solid rgba(255,255,255,.08);border-radius:12px;padding:24px;transition:background .15s,border-color .15s}
.card:hover{background:rgba(255,255,255,.04);border-color:rgba(255,255,255,.12)}
.card .icon{width:36px;height:36px;border-radius:8px;background:rgba(94,106,210,.14);border:1px solid rgba(113,112,255,.25);display:flex;align-items:center;justify-content:center;margin-bottom:16px;color:#d0d6e0}
.card h3{margin-bottom:8px}
.card p{font-size:15px;line-height:1.6;letter-spacing:-.165px;color:#8a8f98}
.card .more{display:inline-block;margin-top:14px;font-size:14px;font-weight:510;color:#7170ff}
.card .more:hover{color:#828fff}
.why{display:grid;grid-template-columns:1fr 1fr;gap:48px;align-items:center}
.why figure{border:1px solid rgba(255,255,255,.08);border-radius:12px;padding:10px;background:rgba(255,255,255,.02)}
.why h2{margin-bottom:16px}
.why p{font-size:15px;line-height:1.6;letter-spacing:-.165px;color:#8a8f98;margin-bottom:16px}
.checks{margin:8px 0 24px}
.checks li{display:flex;gap:10px;align-items:flex-start;font-size:15px;font-weight:510;color:#d0d6e0;letter-spacing:-.165px;padding:7px 0}
.checks svg{flex:none;margin-top:3px;color:#7170ff}
.areas{background:#0f1011;border-top:1px solid rgba(255,255,255,.05);border-bottom:1px solid rgba(255,255,255,.05)}
.areas-inner{display:flex;flex-wrap:wrap;gap:12px;align-items:center;justify-content:space-between}
.areas h2{font-size:clamp(22px,3vw,28px);letter-spacing:-.28px}
.pillset{display:flex;flex-wrap:wrap;gap:8px;justify-content:center}
.pill{display:inline-flex;align-items:center;height:28px;padding:0 12px;border-radius:9999px;border:1px solid #23252a;font-size:12px;font-weight:510;color:#d0d6e0;letter-spacing:-.13px;transition:background .15s,color .15s}
.pill:hover{background:rgba(255,255,255,.05);color:#f7f8f8}
.quotes{background:#0f1011;border-top:1px solid rgba(255,255,255,.05)}
.quote-card{background:rgba(255,255,255,.02);border:1px solid rgba(255,255,255,.08);border-radius:12px;padding:24px;display:flex;flex-direction:column;gap:16px}
.quote-card blockquote{font-size:15px;line-height:1.6;letter-spacing:-.165px;color:#d0d6e0}
.quote-card .mark{font-family:'JetBrains Mono',ui-monospace,Menlo,monospace;font-size:12px;color:#62666d;letter-spacing:.08em;text-transform:uppercase}
.quote-card footer{font-size:13px;color:#62666d;letter-spacing:-.13px;margin-top:auto;padding-top:8px;border-top:1px solid rgba(255,255,255,.05)}
.cta-panel{background:rgba(255,255,255,.02);border:1px solid rgba(255,255,255,.08);border-radius:22px;padding:64px 32px;text-align:center;position:relative;overflow:hidden}
.cta-panel:before{content:"";position:absolute;left:50%;bottom:-320px;transform:translateX(-50%);width:820px;height:480px;background:radial-gradient(closest-side,rgba(94,106,210,.18),transparent);pointer-events:none}
.cta-panel h2{max-width:640px;margin:16px auto 16px;position:relative}
.cta-panel .sub{max-width:520px;margin:0 auto 32px;position:relative}
.cta-panel .hero-actions{position:relative}
footer.site{background:#151a20;color:#f7f5f1;padding:64px 0 0;margin-top:88px}
.f-grid{display:grid;grid-template-columns:2fr 1fr 1fr 1fr;gap:40px}
.f-brand p{font-size:14px;line-height:1.6;color:rgba(247,245,241,.65);letter-spacing:-.165px;margin-top:14px;max-width:320px}
.f-col h4{font-size:13px;font-weight:590;letter-spacing:-.13px;margin-bottom:14px;color:#f7f5f1}
.f-col a,.f-col li{display:block;font-size:13px;font-weight:510;letter-spacing:-.13px;color:rgba(247,245,241,.65);padding:4px 0}
.f-col a:hover{color:#f7f5f1}
.f-bottom{margin-top:48px;border-top:1px solid rgba(255,255,255,.08);padding:20px 0;display:flex;justify-content:space-between;gap:16px;flex-wrap:wrap;font-size:13px;color:rgba(247,245,241,.55);letter-spacing:-.13px}
.f-bottom a{color:rgba(247,245,241,.75)}
.f-bottom a:hover{color:#f7f5f1}
@media(max-width:960px){.grid3{grid-template-columns:1fr 1fr}.why{grid-template-columns:1fr;gap:32px}.f-grid{grid-template-columns:1fr 1fr}}
@media(max-width:860px){.nav-links{display:none}}
@media(max-width:640px){section{padding:56px 0}.hero{padding:64px 0 56px}.grid3{grid-template-columns:1fr}.f-grid{grid-template-columns:1fr}.cta-panel{padding:48px 20px}.topbar span.hide-s{display:none}}
/* auto-appended generic fallbacks */
.btn-outline{display:inline-block;padding:12px 24px;border-radius:8px;border:2px solid currentColor;font-weight:600;text-decoration:none;}
.btn-submit{margin:0;padding:0;box-sizing:border-box;}
.button{display:inline-block;padding:12px 24px;border-radius:8px;font-weight:600;text-decoration:none;cursor:pointer;}
.checkbox-row{display:flex;gap:8px;align-items:flex-start;font-size:.9rem;}
.contact-details{display:flex;flex-direction:column;gap:12px;}
.contact-form-section{margin:0;padding:0;box-sizing:border-box;}
.container{max-width:1100px;margin:0 auto;padding:0 24px;}
.content{max-width:800px;margin:0 auto;padding:24px;}
.content-block{max-width:800px;margin:0 auto 24px;}
.coverage{margin:0;padding:0;box-sizing:border-box;}
.cta{padding:56px 24px;background:#151a20;color:#f7f5f1;text-align:center;border-radius:12px;margin:56px 24px;}
.cta-actions{display:flex;gap:14px;justify-content:center;flex-wrap:wrap;margin-top:20px;}
.cta-alt{margin:0;padding:0;box-sizing:border-box;}
.cta-email{margin:0;padding:0;box-sizing:border-box;}
.cta-inner{max-width:1100px;margin:0 auto;padding:56px 24px;text-align:center;color:#f7f5f1;}
.cta-section{padding:56px 24px;text-align:center;}
.detail-card{margin:0;padding:0;box-sizing:border-box;}
.detail-grid{margin:0;padding:0;box-sizing:border-box;}
.dot{margin:0;padding:0;box-sizing:border-box;}
.footer{padding:40px 24px;}
.footer-abn{font-size:.85rem;opacity:.8;}
.footer-about{margin:0;padding:0;box-sizing:border-box;}
.footer-bottom{max-width:1100px;margin:24px auto 0;padding:16px 24px 0;border-top:1px solid #2a313a;font-size:.85rem;}
.footer-col{display:flex;flex-direction:column;gap:10px;}
.footer-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(200px,1fr));gap:28px;max-width:1100px;margin:0 auto;}
.footer-inner{max-width:1100px;margin:0 auto;padding:0 24px;}
.footer-legal{font-size:.85rem;opacity:.8;}
.form-field{display:flex;flex-direction:column;gap:6px;}
.form-note{font-size:.85rem;color:#3a4453;}
.form-row{display:grid;grid-template-columns:1fr 1fr;gap:16px;}
.header-inner{display:flex;align-items:center;justify-content:space-between;gap:24px;max-width:1100px;margin:0 auto;padding:16px 24px;}
.intro{max-width:760px;color:#3a4453;}
.intro-grid{margin:0;padding:0;box-sizing:border-box;}
.intro-media{margin:0;padding:0;box-sizing:border-box;}
.intro-strip{margin:0;padding:0;box-sizing:border-box;}
.intro-text{margin:0;padding:0;box-sizing:border-box;}
.kicker{margin:0;padding:0;box-sizing:border-box;}
.lead{font-size:1.15rem;line-height:1.7;color:#3a4453;}
.lede{font-size:1.15rem;line-height:1.7;color:#3a4453;}
.logo{font-weight:700;text-decoration:none;color:inherit;}
.main{margin:0;padding:0;box-sizing:border-box;}
.main-nav{display:flex;gap:22px;list-style:none;margin:0;padding:0;}
.map-placeholder{background:#f5f7fa;border:1px dashed #c7cfd9;border-radius:12px;padding:24px;text-align:center;color:#6b7684;}
.meta{font-size:.85rem;color:#6b7684;}
.mono{margin:0;padding:0;box-sizing:border-box;}
.page{margin:0;padding:0;box-sizing:border-box;}
.page-head{margin:0;padding:0;box-sizing:border-box;}
.page-hero{padding:64px 24px 40px;max-width:1100px;margin:0 auto;}
.page-hero-inner{margin:0;padding:0;box-sizing:border-box;}
.page-main{padding:40px 24px;max-width:1100px;margin:0 auto;}
.policy{margin:0;padding:0;box-sizing:border-box;}
.policy-body{margin:0;padding:0;box-sizing:border-box;}
.policy-grid{margin:0;padding:0;box-sizing:border-box;}
.process-section{padding:56px 24px;}
.process-steps{display:flex;flex-direction:column;gap:14px;list-style:none;padding:0;}
.quote-alternative{margin:0;padding:0;box-sizing:border-box;}
.quote-form{display:grid;gap:16px;max-width:640px;}
.quote-form-section{padding:56px 24px;max-width:760px;margin:0 auto;}
.quote-intro{max-width:760px;color:#3a4453;}
.quote-steps{display:flex;flex-direction:column;gap:14px;}
.region{margin:0;padding:0;box-sizing:border-box;}
.regions{margin:0;padding:0;box-sizing:border-box;}
.related-links{margin:0;padding:0;box-sizing:border-box;}
.section-head{margin:0;padding:0;box-sizing:border-box;}
.service-body{margin:0;padding:0;box-sizing:border-box;}
.service-card{background:#fff;border:1px solid #e3e7ee;border-radius:12px;padding:24px;}
.service-media{margin:0;padding:0;box-sizing:border-box;}
.services-section{margin:0;padding:0;box-sizing:border-box;}
.site-footer{background:#151a20;color:#f7f5f1;padding:40px 24px;margin-top:56px;}
.site-header{background:#fff;border-bottom:1px solid #e3e7ee;}
.site-nav{display:flex;gap:22px;list-style:none;margin:0;padding:0;}
.toc{margin:0;padding:0;box-sizing:border-box;}
.toc-title{margin:0;padding:0;box-sizing:border-box;}
.topbar-contact{font-size:.85rem;opacity:.85;}
.topbar-inner{display:flex;align-items:center;justify-content:space-between;gap:24px;max-width:1100px;margin:0 auto;padding:12px 24px;}
.updated{margin:0;padding:0;box-sizing:border-box;}